Welcome to coiinsurance.com (the “Website”), operated by Coi Insurance (“we,” “our,” or “us”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Website.
1. Acceptance of Terms
By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agreed to these Terms. These Terms govern your use of the Website and any services or information provided through it.
2. Purpose of the Website
Coi Insurance provides informational content related to Certificates of Insurance (COI). We do not sell insurance policies, act as an insurance provider, or offer legal, financial, or professional advice. The information on this Website is for general informational purposes only and should not be relied upon without consulting a licensed professional.
3. Use of the Website
You agree to use this Website solely for lawful purposes. You may not:
- Use the Website in a way that violates applicable laws or regulations.
- Attempt to gain unauthorized access to any part of the Website or its systems.
- Use automated tools (e.g., bots, crawlers) to access the Website without permission.
- Engage in any activity that disrupts or interferes with the functionality of the Website.
4. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Coi Insurance or its content providers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or publicly display any content from this Website without prior written permission from us.
5. Third-Party Links
This Website may contain links to third-party websites for your convenience. These links are provided solely for informational purposes. Coi Insurance does not control, endorse, or assume responsibility for the content, policies, or practices of these external sites. Accessing third-party links is at your own risk.
6. Disclaimer of Warranties
The information on this Website is provided “as is” and “as available” without any warranties, express or implied. We do not guarantee that the Website will be error-free, secure, or uninterrupted. We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by law, Coi Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of this Website, including but not limited to inaccuracies in content, loss of data, or interruptions in service.
8. User Responsibilities
You are responsible for ensuring the accuracy and legality of any information you provide while using the Website. You agree not to post or transmit any content that is:
- Illegal, harmful, or abusive.
- Violating the rights of others, including intellectual property rights.
- Containing malicious software, such as viruses or spyware.
9. Indemnification
You agree to indemnify and hold harmless Coi Insurance, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Website or violation of these Terms.
10. Changes to the Terms
We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.
11. Termination of Use
We reserve the right to terminate or restrict your access to the Website at our sole discretion, without notice or liability, for any reason, including but not limited to a violation of these Terms.
12. Governing Law
These Terms are governed by and construed in accordance with the laws of [Your State], without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Website shall be resolved exclusively in the courts of [Your State].
13. Contact Information
If you have any questions or concerns regarding these Terms, please contact us at:
Email: info@coiinsurance.com